If you’ve been injured in a rideshare wreck, you may find yourself dealing with confusing insurance policies, unclear liability, and a company that does not have your best interests at heart. In other words, what happens if your Uber crashes and you get hurt? Unlike a traditional car crash, rideshare injury cases often involve multiple parties, from the rideshare driver and company to other drivers on the road — all with different layers of insurance coverage.
That’s why having an experienced Dallas/Fort Worth rideshare injury lawyer on your side can make all the difference. A lawyer can help you untangle the insurance web, fight for the compensation you deserve, and protect your rights against corporate legal teams trained to minimize payouts.
At Sellers Law Firm, we work to hold rideshare companies accountable and help injured or permanently disabled passengers get the recovery they need. If you’ve been hurt in a rideshare collision, don’t wait. Keep reading to understand your rights and what steps to take next, or call the personal injury lawyers at Sellers Law Firm at (817) 928-4222 today.
What happens if I’m injured in an Uber, Lyft, Fetii, or other rideshare vehicle?
Getting hurt while riding in a rideshare vehicle can be overwhelming. From the shock of the collision to dealing with medical treatment and mounting bills, knowing the right steps to take immediately after the crash is essential to protecting your future:
- If you are injured during a rideshare trip, your safety and health come first. Call 911 if necessary, seek medical attention right away, and make sure your injuries are documented. Even if you think your injuries are minor, you should be evaluated by a healthcare professional, as symptoms often worsen later.
- Gather as much evidence as possible. Take photos of the vehicles, the crash scene, and your injuries. Obtain the rideshare driver’s contact information and driver details within the app. If other drivers were involved, collect their insurance information as well. Request a copy of the police report once it is available.
- Get in touch with the insurance company. After a rideshare crash, insurance coverage becomes the most pressing question. Both Uber and Lyft maintain commercial vehicle insurance policies that may apply if you are hurt during an active ride. However, their coverage often depends on the driver’s status at the time of the collision:
- Driver offline: Only the driver’s personal auto insurance applies.
- Driver available, waiting for a ride request: Limited liability coverage may apply from the rideshare company.
- Driver en route to pick up a passenger or transporting a passenger: The rideshare company’s $1 million liability coverage typically applies.
- Contact a rideshare injury lawyer. This is where a rideshare injury lawyer becomes invaluable. An attorney can investigate the collision, determine which insurance policies apply, and pursue a claim on your behalf. They can also handle communication with insurance adjusters, who are trained to pressure injured passengers into quick settlements that don’t reflect the full extent of medical costs, lost wages, or long-term recovery needs.
Does Uber give compensation in personal injury claims?
Uber and Lyft do not pay compensation directly out of their pockets. Instead, they rely on their insurance policies. If you were injured while actively riding in an Uber, you are generally covered by Uber’s third-party liability insurance. But recovering compensation is not automatic — you must file a claim, and in some cases, take further legal action if the insurance company disputes your damages.
Can you sue Uber in Texas?
While Uber and other rideshare companies maintain large insurance policies, there are situations where filing a lawsuit may become necessary.
For example:
- If the rideshare company’s insurer refuses to pay fair compensation.
- If your injuries exceed the policy limits.
- If the rideshare company acted negligently in hiring or retaining a driver with a dangerous record.
- If there are disputes about liability, such as whether the driver was logged into the app at the time of the wreck.
How to claim Uber compensation with an attorney’s help
Filing a claim against Uber or Lyft can be complex. These companies structure themselves to avoid direct liability by classifying drivers as independent contractors. However, with the help of a rideshare injury lawyer, you can cut through this red tape.
A rideshare injury lawyer can:
- Collect medical records, crash reports, and witness statements.
- Establish whether the driver was logged into the app and on an active trip.
- Identify the correct insurance policy to pursue.
- Calculate the true value of your damages, including medical care, rehabilitation, lost wages, and pain and suffering.
- File suit if negotiations with the insurance company break down.
Without legal representation, many injured passengers are left with settlement offers that barely cover their hospital bills. With an attorney, you stand a much stronger chance of securing the recovery you deserve.
FAQs to ask a Dallas/Fort Worth rideshare injury lawyer
When meeting with a rideshare injury lawyer, here are some important questions to consider:
Who is responsible for my injuries in a rideshare wreck?
Responsibility can fall on the rideshare driver, another motorist, or the rideshare company’s insurer, depending on the circumstances.
How do I know if Uber or Lyft’s insurance applies to my case?
Insurance coverage depends on the driver’s status in the app. A lawyer can investigate and confirm which policy is active.
What if another driver caused the crash while I was in a rideshare?
If a third-party driver was at fault, their insurance may be pursued first. If that coverage is insufficient, the rideshare company’s underinsured motorist coverage may apply.
How much compensation can I recover?
The amount varies based on the severity of your injuries, medical expenses, lost wages, and long-term effects. An attorney can calculate a fair estimate.
Do I need to go to court to get compensation?
Not always. Many rideshare injury cases are resolved through insurance settlements. However, if the insurer refuses a fair payout, litigation may be necessary.
Injured in a rideshare? Don’t get taken for a ride. Call Sellers Law Firm today.
Being injured in a rideshare crash leaves you facing uncertainty about your health, your finances, and your future. Between confusing insurance policies and corporate lawyers working against you, it can feel like the odds are stacked in Uber or Lyft’s favor.
That’s why it’s critical to have a competent rideshare injury lawyer in Fort Worth/Dallas on your side. At Sellers Law Firm, we know how to hold rideshare companies and their insurers accountable. We fight for injured passengers to recover the compensation they need to heal, move forward, and get back on the road to normalcy.
Don’t let the rideshare giants take advantage of you. If you’ve been hurt in a rideshare wreck, call Sellers Law Firm today for a consultation.
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